Joe

Hi, I'm Joe! I'm married to a stellar wife, and together we have four sons and one daughter—our Mini Riches. We don't have much time around here, so let's spend it being good to each other. My wife and I are experts when it comes to managing our large family and our finances while on a single income. Simply put, I want to help your family do the same.

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How to Have a Happy and Healthy Marriage in Your Thirties

Raise your hand if you’re in your thirties and never heard of the movie Forrest Gump. That’s what I thought—not one hand! One of my favorite lines from that movie goes like this: My momma always said life was like a box of chocolates. You never know what you’re going to get. —Forrest Gump Certain …

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11 Charitable Family Christmas Traditions You Need to Start Now

It’s easy to find yourself going through the motions with your family over the Christmas season. Christmas is my absolute favorite time of the year, but the seasonal festivities can get repetitive. Decide if we’re going to put decorations up before or after Thanksgiving. Go around to family Christmas parties and eat way more than …

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105 of the Best Random Acts of Kindness for a Graceful Soul

What is kindness? Random acts of kindness are those that seek no praise in return, but what is kindness really? When used as a noun, Merriam-Webster describes kindness as the quality or state of being gentle and considerate. We have our own definition of kindness—the creation of a soul that receives grace and pleasure from …

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How to Save Money on Utilities While Living in an Apartment

We are a family of 7 operating on a single income, so working to save money on utilities while living in an apartment is an incredibly high priority. That said, the utility bill is probably one of the most annoying bills we receive each month. I say annoying because this is one of the few …

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How to Make a Zero-Based Budget That Actually Works

Welcome to adulthood without knowing how to make a zero-based budget: Work for a week See money in your account Sort of feel a little rich Pay bills Always feel poor Repeat until you die Chances are we all know someone stuck in this rat race. Maybe it’s a family member, a close friend, or …

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20 Super Fun Free Family Activities for a Happy Heart

Our physical time on this earth is short. Our time with our children is even shorter. They’ll be packing up and moving out before we know it, and we’ll be left a hot mess with not enough tissues to go around. It’s sooooo important that we use the short, precious time with our littles to …

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How to Have a Happy Monday With Your Family

As far back as I can remember, I’ve been told that my Monday will suck. The real world out there seems to agree that you must live your life only on the weekends, and the weekdays—mostly Mondays—are good for nothing. Who says your Monday has to be the crappiest day of the week? Here are …

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