Joe

Hi, I'm Joe! I'm married to a stellar wife, and together we have four sons and one daughter—our Mini Riches. We don't have much time around here, so let's spend it being good to each other. My wife and I are experts when it comes to managing our large family and our finances while on a single income. Simply put, I want to help your family do the same.

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How to Lower Expensive Medical Bills: 8 Tips

There’s nothing quite like racking up several thousand dollars in expensive medical bills. It doesn’t matter if you’re living that chaste, single life or have an epically large family like us. You’ll be smacked in the face with expensive medical bills at least once. I can promise you that! We’re a growing family of eight, …

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Leaving Your Child Home Alone: Questions to Consider

The day you realize leaving your child home alone might be an option for you can be a day of mixed feelings. Part of you is rejoicing in the newfound freedom you have to run to the grocery store without someone begging for a random cheap toy hanging on an aisle end cap. The other …

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What to Do When Young Siblings Fight and Argue

Our children bicker, argue, tease, pick at one another, and sometimes physically fight. In their defense, the physical fighting usually starts in good fun. Someone eventually gets hurt, and it’s taken personally. Then they begin attacking each other without restraint. It’s a fact of life that if you have multiple children, they will find themselves …

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What You Should Do With Your Tax Return for Financial Wellness

Do you often find yourself wondering what you should do with your tax return? It’s not a big secret that your tax return could be in the thousands if you have a few kiddos. As a family with five children, it is a relief when tax season rolls around. Our tax return helps offset any …

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11 Tips for How to Keep the Spark Alive After Having Kids

How do you keep the spark alive after having kids? Following this list of simple tips can help: Ditch the fairy tale Always say goodbye and hello, preferably with a kiss Chat often Flirt daily Greet each other with a compliment Affirm each other Express appreciation Prioritize your relationship Don’t be subtle about intimacy Leave …

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4 Signs of Parental Peer Pressure and What to Do About It

I’ve been told by more seasoned parents than myself that they fear for the youth of today. On top of parental peer pressure stresses, they don’t know how we will raise good children while protecting their innocence. My response; God put us here at this time for some definite purpose. I don’t know what mine …

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10 Toxic Marriage Habits and How to Change Them

Watching my beautiful bride walk down the aisle all those years ago was a dream come true. I saw perfection. Not in the literal, shallow sense, but in the sense that she made me whole, was absolutely amazing in so many ways, and I just knew our life together would be an adventure. What I …

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7 Game-Changing Ways to Find More Time in the Day

Two words—time management. One minute you think you’ve got it figured out, and the next, everything is in chaos again. My wife and I constantly felt like circus performers; you know, the ones that spin plates on those little sticks, and you’re just waiting for them to all come crashing down. Balancing our life with …

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Should We Give Our Kids an Allowance?

Do we need to give our kids an allowance? An all too familiar question that I believe every parent will ask once their child shows an interest in spending money. Or worse, they hear about other children who DO get an allowance and how it’s “so unfair!” that they don’t get an allowance. So what …

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