Joe

Hi, I'm Joe! I'm married to a stellar wife, and together we have four sons and one daughter—our Mini Riches. We don't have much time around here, so let's spend it being good to each other. My wife and I are experts in operating on an average single income and managing our finances. We also never seem to run out of love for each other and our family. Simply put, I want to help your family do the same.

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What You Should Do With Your Tax Return for Financial Wellness

Do you often find yourself wondering what you should do with your tax return? It’s not a big secret that your tax return could be in the thousands if you have a few kiddos. As a family with five children, it is a relief when tax season rolls around. Our tax return helps offset any …

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11 Tips for How to Keep the Spark Alive After Having Kids

How do you keep the spark alive after having kids? Following this list of simple tips can help: Ditch the fairy tale Always say goodbye and hello, preferably with a kiss Chat often Flirt daily Greet each other with a compliment Affirm each other Express appreciation Prioritize your relationship Don’t be subtle about intimacy Leave …

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4 Signs of Parental Peer Pressure and What to Do About It

I’ve been told by more seasoned parents than myself that they fear for the youth of today. On top of parental peer pressure stresses, they don’t know how we will raise good children while protecting their innocence. My response; God put us here at this time for some definite purpose. I don’t know what mine …

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10 Toxic Marriage Habits and How to Change Them

Watching my beautiful bride walk down the aisle all those years ago was a dream come true. I saw perfection. Not in the literal, shallow sense, but in the sense that she made me whole, was absolutely amazing in so many ways, and I just knew our life together would be an adventure. What I …

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7 Game-Changing Ways to Find More Time in the Day

Two words—time management. One minute you think you’ve got it figured out, and the next, everything is in chaos again. My wife and I constantly felt like circus performers; you know, the ones that spin plates on those little sticks, and you’re just waiting for them to all come crashing down. Balancing our life with …

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Should We Give Our Kids an Allowance?

Do we need to give our kids an allowance? An all too familiar question that I believe every parent will ask once their child shows an interest in spending money. Or worse, they hear about other children who DO get an allowance and how it’s “so unfair!” that they don’t get an allowance. So what …

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How to Have a Happy and Healthy Marriage in Your Thirties

Raise your hand if you’re in your thirties and never heard of the movie Forrest Gump. That’s what I thought—not one hand! One of my favorite lines from that movie goes like this: My momma always said life was like a box of chocolates. You never know what you’re going to get. —Forrest Gump Certain …

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11 Charitable Family Christmas Traditions You Need to Start Now

It’s easy to find yourself going through the motions with your family over the Christmas season. Christmas is my absolute favorite time of the year, but the seasonal festivities can get repetitive. Decide if we’re going to put decorations up before or after Thanksgiving. Go around to family Christmas parties and eat way more than …

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105 of the Best Random Acts of Kindness for a Graceful Soul

What is kindness? Random acts of kindness are those that seek no praise in return, but what is kindness really? When used as a noun, Merriam-Webster describes kindness as the quality or state of being gentle and considerate. We have our own definition of kindness—the creation of a soul that receives grace and pleasure from …

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How to Save Money on Utilities While Living in an Apartment

We are a family of 7 operating on a single income, so working to save money on utilities while living in an apartment is an incredibly high priority. That said, the utility bill is probably one of the most annoying bills we receive each month. I say annoying because this is one of the few …

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